2. If an employer-provided insurance does not include dependent or spouse coverage (not offered), can my spouse and dependents(s) qualify for coverage in the individual Exchange?

Under the new insurance rules that take effect in 2014, employees and their family members who do not have coverage through an employer will be able to buy insurance through Covered California’s individual exchange. Depending on income level, family members might also qualify for subsidized coverage or no-cost coverage through Medi- Cal.