EMPLOYEE BENEFIT PLANS WITH ALL MAJOR HEALTH CARRIERS AND REGIONAL HMO'S

For many Davis-Bacon and California Prevailing Wage Contractors, taking the fringe money off your prevailing wage payroll  and signing directly with a health insurance provider is the most cost-effective use of your prevailing wage benefit dollars – which is why we write plans with all major carriers and regional HMO’s. You get all the savings you can get from reducing your payroll taxes and workman’s compensation costs, with the added security of well-known names providing your employees’ health insurance.

CPWIS is an extension of your HR Department

We know what a hassle it can be to implement an employee benefits plan. That’s why CPWIS provides administrative and technical support for our clients. By helping prevailing wage contractors reduce the burdens, and costs, of administering their health insurance benefits, we enable them to focus on what they do best, which is running their business.

Below are just some of the value-added services we can offer to you.

•Organizing and conducting employee enrollment meetings

CPWIS relieves your staff of responsibility for getting employees into your health benefits plans

•Managing employee adds and terms

We handle all of the paperwork so that you don’t have to

•Creating carve-outs where desired and permissible

Because one employee benefit plan may not fit all of your needs, CPWIS can design complimentary plans as needed

•Supporting employees

We will provide the support your employees need, whether it’s answering their questions about their coverage or helping to resolve problems with health carriers

•Leading negotiations with carriers

Particularly useful for larger groups, CPWIS can lead your negotiations to insure the lowest possible rates

CPWIS is there for you

Thanks to our experience with Davis-Bacon and California State prevailing wage, our service commitment doesn’t end when we write your benefits policy. In fact, writing the policy is just the beginning of our commitment to your company. We will be there to act as your prevailing wage advisors, insuring that everything from your benefits-related accounting to your federal and State filings are fully in compliance with Davis-Bacon and State regulations.  We will even assist you in annualizing your premium rates in accordance with Federal and State regulations. Remember, any agent can put a plan in place, but not all of them can provide true quality service.

So just contact us (or have us contact you!) and let us show you our comprehensive approach to saving YOU money.